Last Updated: November 2025

1. Acceptance of Terms

By accessing and using SellOrSwitch.com (the "Site"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by these terms, please do not use this Site.

2. Informational Purpose Only

All tools, calculators, content, and data provided on this Site are for informational and illustrative purposes only. The information provided is not, and should not be construed as, financial, investment, legal, tax, or other professional advice. The calculators use simplified models and may not reflect your unique circumstances.

3. No Warranty

The Site is provided on an "as is" and "as available" basis. SellOrSwitch.com makes no warranties, expressed or implied, and hereby disclaims all warranties, including without limitation, implied warranties of merchantability, fitness for a particular purpose, or non-infringement of intellectual property.

4. Limitation of Liability

In no event shall SellOrSwitch.com or its owners be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on the Site, even if notified of the possibility of such damage. You assume all risk for any decisions made based on information from this Site.

5. User Conduct

You agree not to use the Site in any way that is unlawful, or harms SellOrSwitch.com, its service providers, its suppliers, or any other user.

6. Third-Party Links & Advertising

The Site may contain links to third-party websites or services and may display advertisements. These are provided for your convenience. We do not endorse or assume any responsibility for any such third-party sites, information, materials, products, or services.

7. Modifications to Terms

We reserve the right to modify these terms at any time. We will post the most current version of these terms on the Site. Your continued use of the Site after any such changes constitutes your acceptance of the new terms.

8. Affiliate Links & Revenue

This Site contains affiliate links to third-party websites and services. If you click these links and make a purchase or complete an action, we may receive a commission at no additional cost to you. These affiliate relationships help us keep this service completely free for all users.

Our editorial content, calculator outputs, and recommendations are independent and not influenced by these commercial relationships. We only partner with services we believe are reputable and potentially useful to our users. Affiliate links are clearly disclosed in accordance with UK advertising standards (ASA) and consumer protection regulations (CMA).

9. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the United Kingdom and you irrevocably submit to the exclusive jurisdiction of the courts in that location.